Make your life better with affordable personal loans from Zimnat.

Zimnat Microfinance provides affordable personal loans to civil servants and private corporate employees. Consumer loans provide people the opportunity to increase their personal possessions or improve their property base through an unsecured loan. It is a payroll based short term credit facility and is availed to formally employed individuals of all income levels.

Consumers loans may be used at the discretion of the consumer for anything they might require such as:

  • School fees
  • Emergency loans – funeral, medical, other bills
  • Household asset financing – cars, furniture
  • Agriculture – inputs
  • Business use – working capital, expansion, poultry, peanut butter, candle-making
  • Social functions – lobola, weddings, holiday loans
  • Home improvements – durawalls, pavements, extensions, boreholes, generators
  • Debt consolidation

Zimnat Microfinance can provide corporate employees with a loan facility, based on an agreement between the employer and Zimnat Microfinance. This allows employers to solve employees’ problem off-balance sheet, and frees up the working capital of the company. It is at the discretion of the HR department of a company to monitor staff borrowings. All Zimnat Microfinance loans are insured against death or permanent disability. Importantly, there is no liability to the employer except to deduct repayments as per agreement. Loans are disbursed within 48 hours of approved application.

Zimnat Microfinance offers civil servants salary based loans at very competitive interest rates. All Zimnat Microfinance’s loans are fully insured against death or permanent disability. We pride ourselves on a quick turnaround time and loans are disbursed within 48 working hours. We provide convenience and security by disbursing loans directly into your bank account of choice. Flexibility on early maturity and top-ups are allowed with these loans.

Choosing asset finance from Zimnat Microfinance and you can own the household appliances or furniture you need straight away.

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