Key Management

Betty Togarasei


Betty Chiware-Togarasei

Chief Executive Officer- Zimnat General Insurance

Betty Chiware-Togarasei joined Zimnat General Insurance in October 2022 from Botswana Insurance Company (BIC) where she was the General Manager and Chief Operating Officer since 2018.


Betty is a progressive business executive who possesses a wealth of experience in quality insight-driven innovation, strategy formulation, planning, and implementation. Betty was instrumental as part of the team in the unparalleled business growth experienced at BIC. 


Betty is a holder of a BCom in Insurance, a Master’s in Business Administration, and an Advanced Diploma in Insurance (ACII) among several leadership certifications and accolades. She brings in a strong focus on strategic management necessary for exponential growth, strong corporate governance, healthy networks, and a passion for transformation.  




Rumbidzai Chinwada

Chief Operating Officer 

Rumbidzai is the Chief Operating Officer  for Zimnat General Insurance . She has vast experience in the insurance industry, having been exposed to all classes of business. She is a qualified Fellow and Associate member of the Insurance Institute of South Africa. She holds an Executive Master in Business Degree Programme and she completed a Senior Management Programme with the University of Stellenbosch Business School.

Hope Chibanda 

Finance Director

Hope is a qualified Chartered Accountant and is a member of the Institute of Chartered Accountants Zimbabwe (ICAZ). She did her  Articles with  HLB Ruzengwe & Company, Harare office after completing her Bachelor of Accounting honoUrs degree with the University of Zimbabwe. Hope also holds a Bachelor of Accounting Science honours degree from the University of South Africa. After leaving HLB Ruzengwe & Company, Hope acquired a wealth of knowledge in hospitality, manufacturing, asset management, banking services, agriculture, and the media industry from 2004 to 2017. She left ZimInd publishers in 2017 and joined Zimnat General in 2018 as the Finance Director.  


Hedwick Chimanda
Hedwick Chimanda 

Claims Director

Hedwick is a proficient Business Executive with more than 14 years of experience in enabling businesses to derive value through Human Capital. Her exposure spans across non-profit making, civil service, parastatal and corporate sectors resulting in a wealth of experience in formulating and implementing strategic human resources management and development practices aligned to and supportive of business goals. Hedwick holds a Master of Science Degree in Strategic Human Resources Management from The Midlands State University in Zimbabwe, a Bachelor of Administration in Personnel Management from the University Of Fort Hare in South Africa, a Post Graduate Diploma in Conciliation and Arbitration from the University of Zimbabwe, among other professional qualifications.

Zimnat House
Cnr 3rd St & Nelson Mandela
P.O Box 2417

Life Assurance
+263 4 701179/80

General Assurance
+263 4 794551-4

+263 701179/80

18 Wakefield Road

+263 4 707581-6

Zimnat Asset Management
Second Street Extension/ Maasdorp Avenue            Belgravia                                                                        P.O Box 2417

+263 772 161 846

Life Assurance:
Suite 7, Manica Centre
118 Herbert Chitepo Street
+263 20 61609/61237

General Insurance:
Suite 2, Manica Centre
118 Herbert Chitepo Street
+263 20 61609/61237

Minerva House
Cnr 14th Ave & G Silundika St

+263 9 76431-3
+263 9 880678-9

N Richards Building
First Floor, Suite 407/408
R.G Mugabe Way

+263 39 262186
+263 39 263228

Shop A
First Floor Pumula Centre
MIPF Building
Parkway Road

+263 13 46988

Stanbic House
Stanbic House
45 Nelson Mandela Way

+263 55 25379